Instacart and Chase partnered to launch a new offer where eligible Chase Co-Brand credit card holders can receive 3 free months of Instacart+ membership and a monthly in-app $10 Instacart credit.

Eligible Chase Co-Brand credit cards

Co-Branded consumer and business credit cards—

  • Marriott Bonvoy®
  • Southwest Rapid Rewards® 
  • World of Hyatt
  • IHG One Rewards 

Co-Branded consumer credit cards—

  • British Airways
  • Aeroplan® 
  • Aer Lingus
  • Iberia
  • Disney®

If you have more than 1 eligible card, you can redeem the 3 free months of Instacart+ membership for each eligible card. 

You can also enroll multiple eligible products and receive a monthly coupon available to use with each enrolled product. Limit one coupon per transaction. Must pay for an order with the enrolled card to use the coupon. This offer is only available on Instacart.com or the Instacart app.

Term of the offer

This offer begins May 1, 2025, and is valid through December 31, 2027.

Claiming the offer

To claim the offer and see if you’re eligible—

  1. Log in to your Instacart account.
    1. Website: Select the 3 horizontal lines in the upper left corner.
    2. In-app: Select the account icon in the upper right corner. Then select Settings.
  2. Select Your Instacart+ membership.
  3. Scroll down to Unlock special offers.
  4. Select Redeem next to the offer if eligible.

Qualifying for the offers

To qualify for the Chase Co-Brand Instacart+ offer—

  • You must use an eligible Chase Co-Brand credit card as the payment method when claiming the offer.
    • Only primary cardmembers qualify for this benefit.
    • Excludes Apple Card and digital wallets such as Apple Pay and Google Pay.
  • If you are not an Instacart+ member, after the 3 complimentary months of Instacart+, you will auto-enroll into a paid membership ($99/yr).

If you’re an active Instacart+ member, your paid membership will be extended during the 3 month complimentary term.

To qualify for the in-app coupon offer—

  • The card associated with the offer must still be valid (as determined by Chase).
  • You must have an active Instacart+ membership where you are the primary member.
  • You must use the eligible card at checkout for the coupon to auto apply.

Note, after qualifying for a coupon(s)—

  • They have no order minimum.
  • They expire at the close of the month for which they are issued.
  • They are issued on the first day of each month or upon enrollment if you enroll in the benefit after the first day of the month.
  • They don’t apply to alcohol.

Terms and conditions

Three (3) Months of Complimentary Instacart+ Membership: You will receive one complimentary Instacart+ membership for three (3) months when the membership is activated on https://www.instacart.com/p/chase-cobrands for the first time with your eligible Co-Brand Card between 5/1/2025 and 12/31/2027. (“You and “your” mean you as the primary cardmember or any authorized user, depending on which user activates first.) This offer is non-transferrable. Membership must be activated with a United States address. Payment through third-party payment accounts, or online or mobile digital wallets (like Apple Pay and Google Wallet), or memberships purchased through third parties are excluded from this offer. Benefits of Instacart+ Membership include $0 delivery fees. Other fees (including service fee), taxes, and gratuity on orders may apply. Delivery subject to availability.  If you do not currently have a paid or trial Instacart+ membership, by activating your Instacart+ membership, you agree to the Instacart+ Terms and you agree that after the complimentary Instacart+ membership period ends, you will be automatically enrolled in an annual Instacart+ membership and billed at $99/year or the then current annual Instacart+ membership rate for each membership activated, billed automatically to any active card on file, unless you cancel during your complimentary Instacart+ membership period. You may cancel your paid subscription by selecting “Cancel Membership” on the “Your Instacart+ Membership” page. You will receive a refund if you cancel within 5 days of the start of the paid membership term and you have not placed any orders with Instacart+ nor activated the New York Times Cooking subscription offer.

If you currently have a paid Instacart+ membership, you agree that your existing membership will be paused for the duration of this benefit and resume upon expiration. Unless auto-renew is turned off and not selected, your existing membership will automatically renew based on the Instacart+ Terms previously agreed upon unless you cancel. Your membership fees of $99/year or $9.99/month, depending on which plan you are enrolled in, will be billed to any active payment method on file until you cancel. You can cancel your Instacart+ membership prior to the end of your complimentary Instacart+ membership period or at any time thereafter. You may cancel your paid subscription by selecting “Cancel Membership” on the “Your Instacart+ Membership” page. You will receive a refund if you cancel within 5 days of the start of the paid membership term and you have not placed any orders with Instacart+ nor activated the New York Times Cooking subscription offer. If you have a trial Instacart+ membership, you agree that your complimentary 3-month membership will commence after the conclusion of your trial Instacart+ membership and you agree to the Instacart+ Terms, and you authorize a charge of $99/year, for an annual membership, to be billed automatically to any active card on file after your complimentary 3-month membership ends. Your membership will automatically renew every year to any active payment method you have on file until you cancel. Subscription prices are subject to change.

If you change to another Chase credit card during the promotional period, your benefits may change. Mobile applications, websites and other information provided by Instacart are not within Chase's control and may or may not be available in Spanish. Chase is not responsible for the provision of, or the failure to provide, Instacart benefits and services. Your complimentary membership benefits may be removed if your eligible credit card account is closed or in default. Instacart is not a retailer or seller. 

Receive one $10 credit per month in the Instacart App: As a Co-Brand Primary cardmember, you can receive one $10 credit in your Instacart account each month you have an active Instacart+ membership after you activate your complimentary Chase Instacart+ membership using your eligible Chase credit card on https://www.instacart.com/p/chase-cobrands from 5/1/2025 through 12/31/2027. The monthly credit will be made available to you in your Instacart+ account at the beginning of each month and will only be available on that platform for the remainder of that calendar month; the monthly credit will not roll over into a subsequent month. Each monthly credit is only eligible on one purchase of $10 or more made on Instacart.com with one retailer using your Co-Brand Card. Any unused portion of a monthly credit will not be available for future use.  Eligible purchases will qualify for this credit the month your Co-Brand Card is added to your Instacart account and each month thereafter. To qualify for this credit, your Co-Brand Card account must be open and not in default at the time of fulfillment. If your credit card account is closed at any time, Instacart and Chase reserve the right to remove any unused Instacart credits from your account. Credit will be applied to the total purchase price for all eligible products and excludes taxes, service and delivery fees, tips, special handling fees and/or other fees. Limit 1 credit per order. Excludes restaurant orders powered by Uber Eats.  State and Local laws in your area may prohibit alcohol discounts and/or exclude alcohol from this offer’s qualifying minimum spend of $10. If the discount isn’t applied automatically during checkout, alcohol products may not be eligible for this offer in your location. Credit has no cash value and is non-transferable. Mobile applications, websites and other information provided by Instacart are not within Chase's control and may or may not be available in Spanish.  Chase is not responsible for the provision of, or the failure to provide, Instacart benefits and services. Credit card product changes during the promotional period will forfeit this offer. Deliveries subject to availability. In order to take advantage of this offer, customers must have a valid account on Instacart.com with their valid Co-Brand Card on file. Only one offer per household. Instacart reserves the right to modify or cancel this offer at any time. Offer may not be sold, copied, modified, transferred or used retroactively for prior purchases. Void where restricted or prohibited by law. Offer may expire prior to your actual use of the offer, without liability to Instacart. Instacart is not a retailer or seller. Instacart may not be available in all zip or post codes.